Call reports 2013
STEPHENS FEDERAL BANK — 2013
What STEPHENS FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 171,050,000 | 169,586,000 | 160,498,000 | 158,267,000 |
| Total loans | 123,245,000 | 118,390,000 | 117,233,000 | 114,811,000 |
| Allowance for loan losses | 3,928,000 | 3,551,000 | 3,099,000 | 3,068,000 |
| Securities available for sale | 4,404,000 | 4,253,000 | 4,026,000 | 3,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,846,000 | 162,100,000 | 153,289,000 | 151,318,000 |
| Interest-bearing deposits | 155,652,000 | 150,706,000 | 143,486,000 | 141,926,000 |
| Noninterest-bearing deposits | 8,194,000 | 11,394,000 | 9,803,000 | 9,392,000 |
| Equity capital | 6,892,000 | 7,081,000 | 6,820,000 | 6,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,556,000 | 3,016,000 | 4,443,000 | 5,853,000 |
| Interest expense | 217,000 | 406,000 | 568,000 | 714,000 |
| Net interest income | 1,339,000 | 2,610,000 | 3,875,000 | 5,139,000 |
| Noninterest income | 46,000 | 456,000 | 485,000 | 570,000 |
| Noninterest expense | 1,497,000 | 2,988,000 | 4,525,000 | 6,056,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | -412,000 | -222,000 | -465,000 | -647,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -412,000 | -222,000 | -465,000 | -647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,878,000 | 7,068,000 | 6,825,000 | 6,643,000 |
| Total capital | 8,060,000 | 8,266,000 | 8,001,000 | 7,783,000 |
| Risk-weighted assets | 113,325,000 | 113,995,000 | 112,637,000 | 109,795,000 |