Call reports 2012
STEPHENS FEDERAL BANK — 2012
What STEPHENS FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 184,294,000 | 181,364,000 | 176,802,000 | 174,437,000 |
| Total loans | 141,250,000 | 137,994,000 | 134,501,000 | 127,736,000 |
| Allowance for loan losses | 4,937,000 | 4,577,000 | 3,960,000 | 4,101,000 |
| Securities available for sale | 3,996,000 | 4,982,000 | 4,841,000 | 4,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,579,000 | 169,848,000 | 168,710,000 | 166,818,000 |
| Interest-bearing deposits | 164,385,000 | 160,324,000 | 159,749,000 | 159,399,000 |
| Noninterest-bearing deposits | 8,194,000 | 9,524,000 | 8,961,000 | 7,419,000 |
| Equity capital | 7,915,000 | 8,112,000 | 7,728,000 | 7,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,867,000 | 3,646,000 | 5,378,000 | 7,043,000 |
| Interest expense | 393,000 | 715,000 | 1,017,000 | 1,263,000 |
| Net interest income | 1,474,000 | 2,931,000 | 4,361,000 | 5,780,000 |
| Noninterest income | 233,000 | 366,000 | 92,000 | 509,000 |
| Noninterest expense | 1,788,000 | 3,647,000 | 5,200,000 | 6,703,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 910,000 |
| Pretax income | -231,000 | -500,000 | -897,000 | -1,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -231,000 | -500,000 | -897,000 | -1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,383,000 | 8,114,000 | 7,716,000 | 7,290,000 |
| Total capital | 9,759,000 | 9,450,000 | 8,995,000 | 8,514,000 |
| Risk-weighted assets | 128,071,000 | 125,185,000 | 121,220,000 | 116,562,000 |