Call reports 2011
BANK NORTH — 2011
What BANK NORTH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,058,000 | 115,376,000 | 118,819,000 | 116,659,000 |
| Total loans | 77,766,000 | 78,988,000 | 79,580,000 | 79,993,000 |
| Allowance for loan losses | 1,281,000 | 1,365,000 | 1,394,000 | 1,371,000 |
| Securities available for sale | 32,787,000 | 32,315,000 | 32,637,000 | 32,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,076,000 | 93,782,000 | 97,453,000 | 94,220,000 |
| Interest-bearing deposits | 83,493,000 | 78,860,000 | 81,633,000 | 79,375,000 |
| Noninterest-bearing deposits | 14,583,000 | 14,922,000 | 15,820,000 | 14,845,000 |
| Equity capital | 13,271,000 | 13,569,000 | 13,770,000 | 13,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,775,000 | 4,174,000 | 5,542,000 |
| Interest expense | 248,000 | 451,000 | 646,000 | 831,000 |
| Net interest income | 1,149,000 | 2,324,000 | 3,528,000 | 4,711,000 |
| Noninterest income | 106,000 | 220,000 | 303,000 | 364,000 |
| Noninterest expense | 961,000 | 1,918,000 | 2,911,000 | 3,842,000 |
| Provision for loan losses | 60,000 | 144,000 | 182,000 | 200,000 |
| Pretax income | 234,000 | 482,000 | 738,000 | 1,033,000 |
| Income tax | 54,000 | 119,000 | 188,000 | 274,000 |
| Net income | 180,000 | 363,000 | 550,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,951,000 | 13,061,000 | 13,148,000 | 13,139,000 |
| Total capital | 13,853,000 | 13,963,000 | 14,049,000 | 14,034,000 |
| Risk-weighted assets | 71,785,000 | 71,667,000 | 71,562,000 | 71,098,000 |