Call reports 2005
BANK NORTH — 2005
What BANK NORTH reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 98,706,000 | 99,369,000 | 100,899,000 | 103,237,000 |
| Total loans | 60,077,000 | 62,552,000 | 64,734,000 | 66,451,000 |
| Allowance for loan losses | 728,000 | 743,000 | 768,000 | 776,000 |
| Securities available for sale | 32,532,000 | 32,701,000 | 31,616,000 | 31,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,744,000 | 81,947,000 | 81,184,000 | 81,954,000 |
| Interest-bearing deposits | 67,451,000 | 64,792,000 | 64,188,000 | 64,570,000 |
| Noninterest-bearing deposits | 16,293,000 | 17,155,000 | 16,996,000 | 17,384,000 |
| Equity capital | 11,301,000 | 11,484,000 | 11,510,000 | 11,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,538,000 | 3,882,000 | 5,253,000 |
| Interest expense | 304,000 | 642,000 | 1,028,000 | 1,504,000 |
| Net interest income | 955,000 | 1,896,000 | 2,854,000 | 3,749,000 |
| Noninterest income | 126,000 | 225,000 | 332,000 | 420,000 |
| Noninterest expense | 719,000 | 1,436,000 | 2,166,000 | 2,922,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 70,000 |
| Pretax income | 347,000 | 655,000 | 965,000 | 1,177,000 |
| Income tax | 50,000 | 86,000 | 120,000 | 129,000 |
| Net income | 297,000 | 569,000 | 845,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,044,000 | 11,146,000 | 11,252,000 | 11,284,000 |
| Total capital | 11,753,000 | 11,876,000 | 12,004,000 | 12,059,000 |
| Risk-weighted assets | 56,737,000 | 58,381,000 | 60,133,000 | 61,975,000 |
Machine access — free, no API key
Every figure shown here about BANK NORTH — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.