Call reports 2004
BANK NORTH — 2004
What BANK NORTH reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 97,299,000 | 93,837,000 | 99,528,000 | 97,909,000 |
| Total loans | 57,023,000 | 57,811,000 | 59,750,000 | 60,264,000 |
| Allowance for loan losses | 722,000 | 729,000 | 736,000 | 720,000 |
| Securities available for sale | 30,872,000 | 30,735,000 | 32,239,000 | 31,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,931,000 | 79,387,000 | 84,245,000 | 82,697,000 |
| Interest-bearing deposits | 67,240,000 | 63,803,000 | 67,080,000 | 66,502,000 |
| Noninterest-bearing deposits | 14,691,000 | 15,584,000 | 17,165,000 | 16,195,000 |
| Equity capital | 11,526,000 | 10,922,000 | 11,424,000 | 11,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,336,000 | 3,539,000 | 4,775,000 |
| Interest expense | 290,000 | 555,000 | 826,000 | 1,101,000 |
| Net interest income | 890,000 | 1,781,000 | 2,713,000 | 3,674,000 |
| Noninterest income | 68,000 | 136,000 | 246,000 | 314,000 |
| Noninterest expense | 665,000 | 1,342,000 | 2,022,000 | 2,709,000 |
| Provision for loan losses | 5,000 | 17,000 | 26,000 | 38,000 |
| Pretax income | 288,000 | 558,000 | 911,000 | 1,241,000 |
| Income tax | 28,000 | 55,000 | 105,000 | 143,000 |
| Net income | 260,000 | 503,000 | 806,000 | 1,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,584,000 | 10,663,000 | 10,796,000 | 10,917,000 |
| Total capital | 11,262,000 | 11,336,000 | 11,503,000 | 11,626,000 |
| Risk-weighted assets | 54,160,000 | 53,790,000 | 56,584,000 | 56,729,000 |
Machine access — free, no API key
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