Call reports 2013
BLACKHAWK BANK — 2013
What BLACKHAWK BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 585,038,000 | 592,040,000 | 586,277,000 | 582,953,000 |
| Total loans | 366,637,000 | 366,313,000 | 381,068,000 | 388,350,000 |
| Allowance for loan losses | 6,425,000 | 6,722,000 | 6,130,000 | 4,894,000 |
| Securities available for sale | 131,052,000 | 129,769,000 | 126,183,000 | 127,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,439,000 | 1,207,000 | 749,000 | 315,000 |
| Total deposits | 508,386,000 | 517,394,000 | 519,540,000 | 512,344,000 |
| Interest-bearing deposits | 451,697,000 | 464,237,000 | 470,020,000 | 457,074,000 |
| Noninterest-bearing deposits | 56,689,000 | 53,157,000 | 49,520,000 | 55,270,000 |
| Equity capital | 57,386,000 | 55,701,000 | 56,986,000 | 57,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,541,000 | 11,098,000 | 16,642,000 | 22,376,000 |
| Interest expense | 794,000 | 1,501,000 | 2,136,000 | 2,749,000 |
| Net interest income | 4,747,000 | 9,597,000 | 14,506,000 | 19,627,000 |
| Noninterest income | 2,157,000 | 4,611,000 | 6,775,000 | 8,985,000 |
| Noninterest expense | 5,226,000 | 10,626,000 | 15,941,000 | 21,364,000 |
| Provision for loan losses | 1,080,000 | 3,060,000 | 3,540,000 | 4,140,000 |
| Pretax income | 598,000 | 1,109,000 | 2,414,000 | 3,645,000 |
| Income tax | -11,000 | -73,000 | 186,000 | 424,000 |
| Net income | 609,000 | 1,182,000 | 2,228,000 | 3,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,267,000 | 50,875,000 | 51,955,000 | 52,983,000 |
| Total capital | 55,322,000 | 55,992,000 | 57,253,000 | 57,877,000 |
| Risk-weighted assets | 406,167,000 | 410,438,000 | 425,428,000 | 428,037,000 |