Call reports 2009
BLACKHAWK BANK — 2009
What BLACKHAWK BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 524,312,000 | 533,183,000 | 524,137,000 | 522,804,000 |
| Total loans | 327,275,000 | 324,953,000 | 324,757,000 | 326,823,000 |
| Allowance for loan losses | 3,519,000 | 4,890,000 | 5,104,000 | 5,471,000 |
| Securities available for sale | 103,331,000 | 101,629,000 | 103,802,000 | 126,602,000 |
| Securities held to maturity | 0 | 9,989,000 | 11,376,000 | 0 |
| Trading assets | 17,693,000 | 11,323,000 | 10,274,000 | 7,428,000 |
| Total deposits | 398,778,000 | 408,956,000 | 403,305,000 | 412,689,000 |
| Interest-bearing deposits | 342,926,000 | 354,516,000 | 348,693,000 | 360,583,000 |
| Noninterest-bearing deposits | 55,852,000 | 54,440,000 | 54,612,000 | 52,106,000 |
| Equity capital | 47,768,000 | 48,390,000 | 48,801,000 | 49,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,847,000 | 13,960,000 | 20,855,000 | 27,697,000 |
| Interest expense | 2,699,000 | 5,268,000 | 7,588,000 | 9,576,000 |
| Net interest income | 4,148,000 | 8,692,000 | 13,267,000 | 18,121,000 |
| Noninterest income | 1,970,000 | 4,001,000 | 5,751,000 | 7,332,000 |
| Noninterest expense | 4,343,000 | 9,268,000 | 13,598,000 | 18,072,000 |
| Provision for loan losses | 775,000 | 2,665,000 | 3,415,000 | 4,090,000 |
| Pretax income | 962,000 | 871,000 | 2,222,000 | 3,330,000 |
| Income tax | 275,000 | 111,000 | 480,000 | 848,000 |
| Net income | 687,000 | 760,000 | 1,742,000 | 2,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,838,000 | 43,311,000 | 44,313,000 | 44,478,000 |
| Total capital | 47,357,000 | 48,104,000 | 49,115,000 | 49,251,000 |
| Risk-weighted assets | 371,458,000 | 383,756,000 | 383,850,000 | 381,204,000 |