Call reports 2008
BLACKHAWK BANK — 2008
What BLACKHAWK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 482,061,000 | 472,484,000 | 486,117,000 | 500,257,000 |
| Total loans | 296,570,000 | 298,417,000 | 318,437,000 | 329,328,000 |
| Allowance for loan losses | 2,590,000 | 2,623,000 | 2,852,000 | 2,970,000 |
| Securities available for sale | 89,495,000 | 97,271,000 | 98,831,000 | 103,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 24,616,000 | 22,302,000 | 20,499,000 | 19,603,000 |
| Total deposits | 352,777,000 | 351,702,000 | 358,674,000 | 377,274,000 |
| Interest-bearing deposits | 301,186,000 | 302,997,000 | 304,963,000 | 330,491,000 |
| Noninterest-bearing deposits | 51,591,000 | 48,705,000 | 53,711,000 | 46,783,000 |
| Equity capital | 38,872,000 | 38,650,000 | 38,642,000 | 41,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,026,000 | 13,828,000 | 20,844,000 | 27,802,000 |
| Interest expense | 3,187,000 | 6,074,000 | 8,963,000 | 11,882,000 |
| Net interest income | 3,839,000 | 7,754,000 | 11,881,000 | 15,920,000 |
| Noninterest income | 1,337,000 | 2,924,000 | 4,255,000 | 5,790,000 |
| Noninterest expense | 3,871,000 | 7,717,000 | 11,578,000 | 15,387,000 |
| Provision for loan losses | 228,000 | 456,000 | 784,000 | 1,322,000 |
| Pretax income | 1,077,000 | 2,505,000 | 3,774,000 | 4,399,000 |
| Income tax | 321,000 | 767,000 | 1,111,000 | 1,198,000 |
| Net income | 756,000 | 1,738,000 | 2,663,000 | 3,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,776,000 | 34,412,000 | 34,798,000 | 35,397,000 |
| Total capital | 36,367,000 | 37,034,000 | 37,650,000 | 38,367,000 |
| Risk-weighted assets | 323,046,000 | 326,409,000 | 348,427,000 | 368,413,000 |