Call reports 2013
BANK OF BIRMINGHAM — 2013
What BANK OF BIRMINGHAM reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 156,390,000 | 163,981,000 | 182,077,000 | 188,059,000 |
| Total loans | 129,638,000 | 138,017,000 | 151,524,000 | 158,828,000 |
| Allowance for loan losses | 2,054,000 | 2,144,000 | 1,989,000 | 1,868,000 |
| Securities available for sale | 3,636,000 | 3,542,000 | 3,007,000 | 2,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,426,000 | 147,652,000 | 165,218,000 | 170,988,000 |
| Interest-bearing deposits | 116,662,000 | 118,630,000 | 133,612,000 | 130,377,000 |
| Noninterest-bearing deposits | 23,764,000 | 29,023,000 | 31,607,000 | 40,611,000 |
| Equity capital | 15,315,000 | 15,555,000 | 15,847,000 | 16,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,793,000 | 3,652,000 | 5,650,000 | 7,735,000 |
| Interest expense | 215,000 | 437,000 | 683,000 | 944,000 |
| Net interest income | 1,578,000 | 3,215,000 | 4,967,000 | 6,791,000 |
| Noninterest income | 181,000 | 393,000 | 598,000 | 766,000 |
| Noninterest expense | 1,239,000 | 2,595,000 | 3,923,000 | 5,367,000 |
| Provision for loan losses | 10,000 | 100,000 | 280,000 | 160,000 |
| Pretax income | 510,000 | 913,000 | 1,362,000 | 2,030,000 |
| Income tax | 172,000 | 309,000 | 462,000 | 688,000 |
| Net income | 338,000 | 604,000 | 900,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,298,000 | 14,691,000 | 15,131,000 | 16,022,000 |
| Total capital | 16,122,000 | 16,605,000 | 17,120,000 | 17,891,000 |
| Risk-weighted assets | 145,676,000 | 152,916,000 | 167,857,000 | 164,332,000 |
Machine access — free, no API key
Every figure shown here about BANK OF BIRMINGHAM — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.