Call reports 2026
FARMERS STATE BANK OF EMDEN — 2026
What FARMERS STATE BANK OF EMDEN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 38,322,000 | 37,772,000 |
| Total loans | 13,432,000 | 12,473,000 |
| Allowance for loan losses | 91,000 | 113,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 21,358,000 | 21,856,000 |
| Trading assets | 0 | 0 |
| Total deposits | 26,926,000 | 26,350,000 |
| Interest-bearing deposits | 20,783,000 | 22,239,000 |
| Noninterest-bearing deposits | 6,143,000 | 4,111,000 |
| Equity capital | 11,164,000 | 11,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 386,000 | 765,000 |
| Interest expense | 53,000 | 109,000 |
| Net interest income | 333,000 | 656,000 |
| Noninterest income | 3,000 | 7,000 |
| Noninterest expense | 169,000 | 365,000 |
| Provision for loan losses | 0 | 25,000 |
| Pretax income | 167,000 | 273,000 |
| Income tax | 31,000 | 51,000 |
| Net income | 136,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,164,000 | 11,250,000 |
| Total capital | 11,255,000 | 11,363,000 |
| Risk-weighted assets | 21,071,000 | 19,601,000 |
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