Call reports 2022
FARMERS STATE BANK OF EMDEN — 2022
What FARMERS STATE BANK OF EMDEN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 40,957,000 | 39,545,000 | 41,003,000 | 40,407,000 |
| Total loans | 8,189,000 | 9,035,000 | 9,624,000 | 11,550,000 |
| Allowance for loan losses | 60,000 | 43,000 | 43,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,813,000 | 22,811,000 | 24,715,000 | 23,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,975,000 | 29,515,000 | 30,863,000 | 30,321,000 |
| Interest-bearing deposits | 25,843,000 | 24,411,000 | 26,421,000 | 26,338,000 |
| Noninterest-bearing deposits | 5,132,000 | 5,104,000 | 4,442,000 | 3,983,000 |
| Equity capital | 9,867,000 | 9,913,000 | 10,000,000 | 9,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 190,000 | 391,000 | 634,000 | 913,000 |
| Interest expense | 17,000 | 36,000 | 54,000 | 74,000 |
| Net interest income | 173,000 | 355,000 | 580,000 | 839,000 |
| Noninterest income | 2,000 | 8,000 | 17,000 | 22,000 |
| Noninterest expense | 145,000 | 285,000 | 417,000 | 586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 78,000 | 180,000 | 275,000 |
| Income tax | 3,000 | 5,000 | 20,000 | 35,000 |
| Net income | 27,000 | 73,000 | 160,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,867,000 | 9,913,000 | 10,000,000 | 9,987,000 |
| Total capital | 9,927,000 | 9,956,000 | 10,043,000 | 10,030,000 |
| Risk-weighted assets | 16,322,000 | 16,923,000 | 16,051,000 | 17,507,000 |