Call reports 2021
FARMERS STATE BANK OF EMDEN — 2021
What FARMERS STATE BANK OF EMDEN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 39,692,000 | 38,138,000 | 39,891,000 | 38,104,000 |
| Total loans | 8,788,000 | 8,327,000 | 8,894,000 | 10,149,000 |
| Allowance for loan losses | 55,000 | 55,000 | 55,000 | 60,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,928,000 | 20,855,000 | 22,813,000 | 22,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,798,000 | 28,166,000 | 29,847,000 | 28,175,000 |
| Interest-bearing deposits | 24,682,000 | 23,954,000 | 25,695,000 | 24,105,000 |
| Noninterest-bearing deposits | 5,116,000 | 4,212,000 | 4,152,000 | 4,070,000 |
| Equity capital | 9,780,000 | 9,845,000 | 9,899,000 | 9,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 402,000 | 605,000 | 812,000 |
| Interest expense | 23,000 | 42,000 | 60,000 | 78,000 |
| Net interest income | 180,000 | 360,000 | 545,000 | 734,000 |
| Noninterest income | 21,000 | 61,000 | 69,000 | 80,000 |
| Noninterest expense | 149,000 | 294,000 | 425,000 | 583,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 52,000 | 127,000 | 189,000 | 226,000 |
| Income tax | 7,000 | 17,000 | 25,000 | 28,000 |
| Net income | 45,000 | 110,000 | 164,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,780,000 | 9,845,000 | 9,899,000 | 9,840,000 |
| Total capital | 9,835,000 | 9,900,000 | 9,954,000 | 9,900,000 |
| Risk-weighted assets | 16,311,000 | 15,715,000 | 15,060,000 | 15,879,000 |