Call reports 2019
FARMERS STATE BANK OF EMDEN — 2019
What FARMERS STATE BANK OF EMDEN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 34,474,000 | 33,873,000 | 35,019,000 | 34,221,000 |
| Total loans | 10,653,000 | 9,597,000 | 9,870,000 | 11,747,000 |
| Allowance for loan losses | 53,000 | 53,000 | 53,000 | 53,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,662,000 | 19,617,000 | 20,110,000 | 18,518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,832,000 | 24,165,000 | 25,215,000 | 24,482,000 |
| Interest-bearing deposits | 20,645,000 | 19,945,000 | 21,552,000 | 20,659,000 |
| Noninterest-bearing deposits | 4,187,000 | 4,220,000 | 3,663,000 | 3,823,000 |
| Equity capital | 9,503,000 | 9,558,000 | 9,627,000 | 9,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 496,000 | 749,000 | 995,000 |
| Interest expense | 21,000 | 43,000 | 63,000 | 86,000 |
| Net interest income | 229,000 | 453,000 | 686,000 | 909,000 |
| Noninterest income | 2,000 | 3,000 | 12,000 | 20,000 |
| Noninterest expense | 130,000 | 287,000 | 442,000 | 588,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 169,000 | 256,000 | 341,000 |
| Income tax | 19,000 | 32,000 | 50,000 | 59,000 |
| Net income | 82,000 | 137,000 | 206,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,503,000 | 9,558,000 | 9,627,000 | 9,611,000 |
| Total capital | 9,556,000 | 9,611,000 | 9,680,000 | 9,664,000 |
| Risk-weighted assets | 16,462,000 | 15,562,000 | 16,074,000 | 16,125,000 |