Call reports 2018
FARMERS STATE BANK OF EMDEN — 2018
What FARMERS STATE BANK OF EMDEN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 36,966,000 | 33,328,000 | 34,189,000 | 34,184,000 |
| Total loans | 10,392,000 | 9,842,000 | 9,620,000 | 11,079,000 |
| Allowance for loan losses | 53,000 | 53,000 | 53,000 | 53,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,650,000 | 20,201,000 | 21,161,000 | 19,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,468,000 | 23,803,000 | 24,594,000 | 24,665,000 |
| Interest-bearing deposits | 22,886,000 | 19,974,000 | 21,078,000 | 20,691,000 |
| Noninterest-bearing deposits | 4,582,000 | 3,829,000 | 3,516,000 | 3,974,000 |
| Equity capital | 9,323,000 | 9,384,000 | 9,444,000 | 9,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 236,000 | 466,000 | 696,000 | 939,000 |
| Interest expense | 17,000 | 36,000 | 55,000 | 75,000 |
| Net interest income | 219,000 | 430,000 | 641,000 | 864,000 |
| Noninterest income | 42,000 | 43,000 | 52,000 | 59,000 |
| Noninterest expense | 152,000 | 299,000 | 455,000 | 607,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 103,000 | 168,000 | 232,000 | 310,000 |
| Income tax | 30,000 | 34,000 | 38,000 | 47,000 |
| Net income | 73,000 | 134,000 | 194,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,323,000 | 9,384,000 | 9,444,000 | 9,421,000 |
| Total capital | 9,376,000 | 9,437,000 | 9,497,000 | 9,474,000 |
| Risk-weighted assets | 16,800,000 | 15,851,000 | 15,673,000 | 15,432,000 |