Call reports 2017
FARMERS STATE BANK OF EMDEN — 2017
What FARMERS STATE BANK OF EMDEN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,645,000 | 35,205,000 | 36,923,000 | 35,890,000 |
| Total loans | 11,155,000 | 10,756,000 | 10,162,000 | 11,772,000 |
| Allowance for loan losses | 66,000 | 79,000 | 50,000 | 49,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,790,000 | 22,725,000 | 23,666,000 | 22,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,203,000 | 25,781,000 | 27,434,000 | 26,466,000 |
| Interest-bearing deposits | 23,151,000 | 21,681,000 | 23,826,000 | 22,518,000 |
| Noninterest-bearing deposits | 4,052,000 | 4,100,000 | 3,608,000 | 3,948,000 |
| Equity capital | 9,201,000 | 9,233,000 | 9,276,000 | 9,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 445,000 | 669,000 | 903,000 |
| Interest expense | 16,000 | 34,000 | 51,000 | 69,000 |
| Net interest income | 205,000 | 411,000 | 618,000 | 834,000 |
| Noninterest income | 2,000 | 5,000 | 13,000 | 41,000 |
| Noninterest expense | 186,000 | 346,000 | 503,000 | 659,000 |
| Provision for loan losses | 4,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 17,000 | 52,000 | 110,000 | 198,000 |
| Income tax | 4,000 | 7,000 | 22,000 | 46,000 |
| Net income | 13,000 | 45,000 | 88,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,201,000 | 9,233,000 | 9,276,000 | 9,250,000 |
| Total capital | 9,267,000 | 9,312,000 | 9,326,000 | 9,299,000 |
| Risk-weighted assets | 17,245,000 | 16,849,000 | 16,611,000 | 16,303,000 |