Call reports 2013
FARMERS STATE BANK OF EMDEN — 2013
What FARMERS STATE BANK OF EMDEN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,947,000 | 41,708,000 | 40,658,000 | 39,873,000 |
| Total loans | 7,926,000 | 6,978,000 | 7,209,000 | 9,283,000 |
| Allowance for loan losses | 70,000 | 70,000 | 70,000 | 69,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,339,000 | 31,074,000 | 31,814,000 | 28,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,065,000 | 32,727,000 | 30,814,000 | 29,135,000 |
| Interest-bearing deposits | 28,238,000 | 28,606,000 | 27,286,000 | 25,825,000 |
| Noninterest-bearing deposits | 4,827,000 | 4,121,000 | 3,528,000 | 3,310,000 |
| Equity capital | 8,638,000 | 8,719,000 | 8,789,000 | 8,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 506,000 | 751,000 | 1,002,000 |
| Interest expense | 36,000 | 67,000 | 97,000 | 124,000 |
| Net interest income | 223,000 | 439,000 | 654,000 | 878,000 |
| Noninterest income | 5,000 | 27,000 | 35,000 | 44,000 |
| Noninterest expense | 145,000 | 283,000 | 410,000 | 559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 181,000 | 277,000 | 361,000 |
| Income tax | 21,000 | 40,000 | 66,000 | 79,000 |
| Net income | 60,000 | 141,000 | 211,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,638,000 | 8,719,000 | 8,789,000 | 8,770,000 |
| Total capital | 8,708,000 | 8,789,000 | 8,859,000 | 8,839,000 |
| Risk-weighted assets | 18,184,000 | 17,472,000 | 17,794,000 | 19,045,000 |