Call reports 2009
FARMERS STATE BANK OF EMDEN — 2009
What FARMERS STATE BANK OF EMDEN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 33,739,000 | 33,326,000 | 33,665,000 | 34,130,000 |
| Total loans | 5,327,000 | 4,662,000 | 5,452,000 | 7,103,000 |
| Allowance for loan losses | 55,000 | 55,000 | 55,000 | 60,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,502,000 | 17,007,000 | 17,822,000 | 16,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,372,000 | 24,925,000 | 24,406,000 | 25,727,000 |
| Interest-bearing deposits | 23,070,000 | 22,574,000 | 22,226,000 | 23,289,000 |
| Noninterest-bearing deposits | 2,302,000 | 2,351,000 | 2,180,000 | 2,438,000 |
| Equity capital | 8,107,000 | 8,165,000 | 8,224,000 | 8,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 600,000 | 890,000 | 1,189,000 |
| Interest expense | 121,000 | 225,000 | 323,000 | 416,000 |
| Net interest income | 184,000 | 375,000 | 567,000 | 773,000 |
| Noninterest income | 6,000 | 10,000 | 18,000 | 30,000 |
| Noninterest expense | 153,000 | 284,000 | 405,000 | 536,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | 38,000 | 111,000 | 190,000 | 265,000 |
| Income tax | 5,000 | 20,000 | 40,000 | 56,000 |
| Net income | 33,000 | 91,000 | 150,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,107,000 | 8,165,000 | 8,224,000 | 8,200,000 |
| Total capital | 8,162,000 | 8,220,000 | 8,279,000 | 8,260,000 |
| Risk-weighted assets | 14,064,000 | 13,617,000 | 14,734,000 | 15,853,000 |
Machine access — free, no API key
Every figure shown here about FARMERS STATE BANK OF EMDEN — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.