Call reports 2005
FARMERS STATE BANK OF EMDEN — 2005
What FARMERS STATE BANK OF EMDEN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,772,000 | 30,205,000 | 31,307,000 | 31,182,000 |
| Total loans | 6,272,000 | 6,489,000 | 6,873,000 | 6,757,000 |
| Allowance for loan losses | 55,000 | 55,000 | 355,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,927,000 | 20,408,000 | 20,176,000 | 20,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,770,000 | 22,136,000 | 23,438,000 | 23,054,000 |
| Interest-bearing deposits | 21,986,000 | 20,815,000 | 21,982,000 | 21,508,000 |
| Noninterest-bearing deposits | 1,784,000 | 1,321,000 | 1,456,000 | 1,546,000 |
| Equity capital | 7,829,000 | 7,881,000 | 7,654,000 | 7,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 579,000 | 875,000 | 1,178,000 |
| Interest expense | 94,000 | 197,000 | 308,000 | 430,000 |
| Net interest income | 199,000 | 382,000 | 567,000 | 748,000 |
| Noninterest income | 3,000 | 8,000 | 15,000 | 24,000 |
| Noninterest expense | 109,000 | 232,000 | 341,000 | 464,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 300,000 |
| Pretax income | 93,000 | 158,000 | -59,000 | 8,000 |
| Income tax | 23,000 | 36,000 | 46,000 | -31,000 |
| Net income | 70,000 | 122,000 | -105,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,829,000 | 7,881,000 | 7,654,000 | 7,727,000 |
| Total capital | 7,884,000 | 7,936,000 | 7,828,000 | 7,781,000 |
| Risk-weighted assets | 13,616,000 | 13,337,000 | 13,764,000 | 13,518,000 |
Machine access — free, no API key
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