Call reports 2004
FARMERS STATE BANK OF EMDEN — 2004
What FARMERS STATE BANK OF EMDEN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,434,000 | 31,259,000 | 31,907,000 | 31,135,000 |
| Total loans | 5,711,000 | 5,606,000 | 6,112,000 | 6,633,000 |
| Allowance for loan losses | 51,000 | 51,000 | 51,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,829,000 | 23,219,000 | 22,628,000 | 21,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,639,000 | 23,403,000 | 23,954,000 | 23,235,000 |
| Interest-bearing deposits | 22,946,000 | 21,932,000 | 22,514,000 | 21,602,000 |
| Noninterest-bearing deposits | 1,693,000 | 1,471,000 | 1,440,000 | 1,633,000 |
| Equity capital | 7,609,000 | 7,675,000 | 7,758,000 | 7,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 587,000 | 884,000 | 1,182,000 |
| Interest expense | 94,000 | 186,000 | 279,000 | 372,000 |
| Net interest income | 200,000 | 401,000 | 605,000 | 810,000 |
| Noninterest income | 1,000 | 5,000 | 16,000 | 22,000 |
| Noninterest expense | 116,000 | 237,000 | 347,000 | 469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 170,000 | 275,000 | 364,000 |
| Income tax | 24,000 | 42,000 | 64,000 | 84,000 |
| Net income | 62,000 | 128,000 | 211,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,609,000 | 7,675,000 | 7,758,000 | 7,759,000 |
| Total capital | 7,660,000 | 7,726,000 | 7,809,000 | 7,813,000 |
| Risk-weighted assets | 13,169,000 | 12,829,000 | 13,413,000 | 13,691,000 |
Machine access — free, no API key
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