Call reports 2014
FIRST CITIZENS BANK AND TRUST COMPANY, INC. — 2014
What FIRST CITIZENS BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 8,463,317,000 | 8,368,735,000 | 8,213,770,000 | 8,346,821,000 |
| Total loans | 4,509,900,000 | 4,591,526,000 | 4,635,555,000 | 4,668,422,000 |
| Allowance for loan losses | 52,573,000 | 49,840,000 | 47,736,000 | 3,960,000 |
| Securities available for sale | 1,967,414,000 | 1,978,694,000 | 1,950,942,000 | 1,663,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,329,413,000 | 7,201,168,000 | 7,179,674,000 | 7,361,825,000 |
| Interest-bearing deposits | 5,217,415,000 | 5,061,465,000 | 5,006,454,000 | 5,110,687,000 |
| Noninterest-bearing deposits | 2,111,998,000 | 2,139,703,000 | 2,173,220,000 | 2,251,138,000 |
| Equity capital | 896,913,000 | 919,229,000 | 745,606,000 | 702,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 54,135,000 | 110,595,000 | 166,478,000 | 60,155,000 |
| Interest expense | 1,871,000 | 3,500,000 | 4,969,000 | 1,012,000 |
| Net interest income | 52,264,000 | 107,095,000 | 161,509,000 | 59,143,000 |
| Noninterest income | 29,174,000 | 59,796,000 | 92,758,000 | 34,600,000 |
| Noninterest expense | 60,698,000 | 122,638,000 | 359,845,000 | 66,615,000 |
| Provision for loan losses | 144,000 | -1,482,000 | -2,588,000 | 4,471,000 |
| Pretax income | 25,867,000 | 52,192,000 | -95,965,000 | 22,627,000 |
| Income tax | 9,287,000 | 18,723,000 | 25,128,000 | 9,908,000 |
| Net income | 16,580,000 | 33,469,000 | -121,093,000 | 12,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 748,719,000 | 766,028,000 | 765,092,000 | 653,515,000 |
| Total capital | 801,534,000 | 817,474,000 | 814,349,000 | 657,475,000 |
| Risk-weighted assets | 4,223,716,000 | 4,261,375,000 | 4,389,961,000 | 4,324,509,000 |