Call reports 2007
FIRST CITIZENS BANK AND TRUST COMPANY, INC. — 2007
What FIRST CITIZENS BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 5,961,011,000 | 5,929,868,000 | 5,872,152,000 | 5,935,186,000 |
| Total loans | 3,817,989,000 | 3,923,557,000 | 4,031,183,000 | 4,141,231,000 |
| Allowance for loan losses | 48,563,000 | 47,580,000 | 48,996,000 | 51,787,000 |
| Securities available for sale | 1,074,441,000 | 970,403,000 | 978,579,000 | 982,751,000 |
| Securities held to maturity | 10,059,000 | 9,829,000 | 9,777,000 | 9,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,979,839,000 | 4,947,439,000 | 4,866,128,000 | 4,939,608,000 |
| Interest-bearing deposits | 4,503,292,000 | 4,472,735,000 | 4,412,107,000 | 4,506,615,000 |
| Noninterest-bearing deposits | 476,547,000 | 474,704,000 | 454,021,000 | 432,993,000 |
| Equity capital | 552,442,000 | 562,574,000 | 580,715,000 | 591,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 85,433,000 | 173,685,000 | 263,377,000 | 351,894,000 |
| Interest expense | 36,333,000 | 73,326,000 | 110,296,000 | 145,715,000 |
| Net interest income | 49,100,000 | 100,359,000 | 153,081,000 | 206,179,000 |
| Noninterest income | 18,577,000 | 38,296,000 | 59,459,000 | 80,429,000 |
| Noninterest expense | 44,051,000 | 89,018,000 | 133,984,000 | 181,605,000 |
| Provision for loan losses | 862,000 | 2,160,000 | 4,400,000 | 9,381,000 |
| Pretax income | 21,283,000 | 45,998,000 | 72,677,000 | 94,469,000 |
| Income tax | 7,766,000 | 16,789,000 | 26,527,000 | 34,292,000 |
| Net income | 13,517,000 | 29,209,000 | 46,150,000 | 60,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 433,900,000 | 447,864,000 | 462,077,000 | 468,926,000 |
| Total capital | 490,650,000 | 503,619,000 | 518,720,000 | 526,803,000 |
| Risk-weighted assets | 3,748,860,000 | 3,906,157,000 | 3,976,687,000 | 4,073,760,000 |
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