Call reports 2005
FIRST CITIZENS BANK AND TRUST COMPANY, INC. — 2005
What FIRST CITIZENS BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,600,833,000 | 4,845,439,000 | 5,180,824,000 | 5,284,569,000 |
| Total loans | 3,114,501,000 | 3,250,366,000 | 3,563,842,000 | 3,571,327,000 |
| Allowance for loan losses | 42,439,000 | 43,870,000 | 47,186,000 | 46,927,000 |
| Securities available for sale | 867,151,000 | 882,886,000 | 918,645,000 | 935,468,000 |
| Securities held to maturity | 11,470,000 | 14,533,000 | 12,718,000 | 10,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,948,193,000 | 4,058,498,000 | 4,312,729,000 | 4,419,188,000 |
| Interest-bearing deposits | 3,575,011,000 | 3,607,550,000 | 3,859,174,000 | 3,990,623,000 |
| Noninterest-bearing deposits | 373,182,000 | 450,948,000 | 453,555,000 | 428,565,000 |
| Equity capital | 399,508,000 | 488,792,000 | 503,013,000 | 517,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 52,002,000 | 109,233,000 | 174,775,000 | 244,273,000 |
| Interest expense | 13,534,000 | 28,821,000 | 47,500,000 | 68,537,000 |
| Net interest income | 38,468,000 | 80,412,000 | 127,275,000 | 175,736,000 |
| Noninterest income | 15,622,000 | 31,413,000 | 49,605,000 | 66,284,000 |
| Noninterest expense | 36,625,000 | 73,543,000 | 112,735,000 | 152,775,000 |
| Provision for loan losses | 1,318,000 | 2,439,000 | 3,367,000 | 4,106,000 |
| Pretax income | 16,147,000 | 35,751,000 | 60,816,000 | 84,047,000 |
| Income tax | 5,813,000 | 12,870,000 | 21,894,000 | 30,467,000 |
| Net income | 10,334,000 | 22,881,000 | 38,922,000 | 53,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 358,486,000 | 420,418,000 | 369,093,000 | 386,602,000 |
| Total capital | 414,148,000 | 476,343,000 | 424,653,000 | 442,469,000 |
| Risk-weighted assets | 3,197,525,000 | 3,453,939,000 | 3,421,069,000 | 3,446,267,000 |
Machine access — free, no API key
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