Call reports 2004
FIRST CITIZENS BANK AND TRUST COMPANY, INC. — 2004
What FIRST CITIZENS BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 4,231,457,000 | 4,271,634,000 | 4,293,648,000 | 4,389,965,000 |
| Total loans | 2,896,843,000 | 2,976,041,000 | 3,002,696,000 | 3,067,946,000 |
| Allowance for loan losses | 49,005,000 | 50,401,000 | 50,251,000 | 42,371,000 |
| Securities available for sale | 831,580,000 | 781,512,000 | 807,410,000 | 816,041,000 |
| Securities held to maturity | 12,345,000 | 12,228,000 | 12,034,000 | 11,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,689,310,000 | 3,718,185,000 | 3,715,287,000 | 3,818,284,000 |
| Interest-bearing deposits | 3,316,713,000 | 3,297,789,000 | 3,330,810,000 | 3,442,397,000 |
| Noninterest-bearing deposits | 372,597,000 | 420,396,000 | 384,477,000 | 375,887,000 |
| Equity capital | 336,894,000 | 334,573,000 | 347,440,000 | 357,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 46,820,000 | 93,895,000 | 138,662,000 | 188,482,000 |
| Interest expense | 9,796,000 | 19,546,000 | 29,775,000 | 41,061,000 |
| Net interest income | 37,024,000 | 74,349,000 | 108,887,000 | 147,421,000 |
| Noninterest income | 12,627,000 | 27,086,000 | 43,624,000 | 58,382,000 |
| Noninterest expense | 35,245,000 | 71,739,000 | 107,066,000 | 144,287,000 |
| Provision for loan losses | 1,154,000 | 4,156,000 | 5,505,000 | 698,000 |
| Pretax income | 13,252,000 | 26,391,000 | 40,791,000 | 61,669,000 |
| Income tax | 4,691,000 | 9,342,000 | 14,440,000 | 23,015,000 |
| Net income | 8,561,000 | 17,049,000 | 26,351,000 | 38,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 280,580,000 | 288,188,000 | 299,615,000 | 310,997,000 |
| Total capital | 335,349,000 | 341,663,000 | 353,421,000 | 365,665,000 |
| Risk-weighted assets | 2,934,132,000 | 3,012,480,000 | 3,039,395,000 | 3,117,106,000 |
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