Call reports 2003
FIRST CITIZENS BANK AND TRUST COMPANY, INC. — 2003
What FIRST CITIZENS BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 3,716,433,000 | 3,977,492,000 | 4,035,216,000 | 4,113,564,000 |
| Total loans | 2,337,315,000 | 2,628,973,000 | 2,770,248,000 | 2,861,245,000 |
| Allowance for loan losses | 41,485,000 | 46,275,000 | 48,547,000 | 49,397,000 |
| Securities available for sale | 830,243,000 | 836,768,000 | 833,310,000 | 829,740,000 |
| Securities held to maturity | 14,182,000 | 14,934,000 | 13,211,000 | 13,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,221,954,000 | 3,455,426,000 | 3,529,822,000 | 3,595,383,000 |
| Interest-bearing deposits | 2,907,076,000 | 3,077,379,000 | 3,178,148,000 | 3,254,353,000 |
| Noninterest-bearing deposits | 314,878,000 | 378,047,000 | 351,674,000 | 341,030,000 |
| Equity capital | 309,447,000 | 316,257,000 | 321,974,000 | 329,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 46,061,000 | 94,629,000 | 142,337,000 | 189,940,000 |
| Interest expense | 11,173,000 | 23,237,000 | 33,517,000 | 43,164,000 |
| Net interest income | 34,888,000 | 71,392,000 | 108,820,000 | 146,776,000 |
| Noninterest income | 13,603,000 | 27,949,000 | 44,182,000 | 57,723,000 |
| Noninterest expense | 31,727,000 | 63,833,000 | 96,638,000 | 131,809,000 |
| Provision for loan losses | 878,000 | 3,243,000 | 7,586,000 | 9,577,000 |
| Pretax income | 15,886,000 | 32,265,000 | 48,778,000 | 63,113,000 |
| Income tax | 5,656,000 | 11,486,000 | 17,462,000 | 22,260,000 |
| Net income | 10,230,000 | 20,779,000 | 31,316,000 | 40,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 273,104,000 | 257,172,000 | 259,793,000 | 272,388,000 |
| Total capital | 303,735,000 | 311,300,000 | 312,773,000 | 326,331,000 |
| Risk-weighted assets | 2,439,596,000 | 2,700,404,000 | 2,789,690,000 | 2,866,829,000 |
Machine access — free, no API key
Every figure shown here about FIRST CITIZENS BANK AND TRUST COMPANY, INC. — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.