Call reports 2025
MIDWEST BANK — 2025
What MIDWEST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,165,133,000 | 1,210,025,000 | 1,247,976,000 | 1,252,928,000 |
| Total loans | 870,629,000 | 902,885,000 | 932,273,000 | 941,282,000 |
| Allowance for loan losses | 11,984,000 | 12,283,000 | 12,702,000 | 13,584,000 |
| Securities available for sale | 194,490,000 | 194,733,000 | 204,140,000 | 218,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 941,031,000 | 979,317,000 | 1,021,231,000 | 1,044,708,000 |
| Interest-bearing deposits | 822,888,000 | 850,468,000 | 899,150,000 | 916,406,000 |
| Noninterest-bearing deposits | 118,143,000 | 128,849,000 | 122,081,000 | 128,302,000 |
| Equity capital | 92,592,000 | 93,734,000 | 100,520,000 | 105,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,627,000 | 31,909,000 | 49,368,000 | 66,834,000 |
| Interest expense | 6,962,000 | 14,111,000 | 21,661,000 | 28,894,000 |
| Net interest income | 8,665,000 | 17,798,000 | 27,707,000 | 37,940,000 |
| Noninterest income | 1,265,000 | 2,504,000 | 4,217,000 | 5,818,000 |
| Noninterest expense | 6,742,000 | 13,751,000 | 21,067,000 | 28,628,000 |
| Provision for loan losses | 291,000 | 590,000 | 1,068,000 | 2,003,000 |
| Pretax income | 2,888,000 | 5,941,000 | 9,790,000 | 13,005,000 |
| Income tax | 594,000 | 1,217,000 | 2,007,000 | 2,665,000 |
| Net income | 2,294,000 | 4,724,000 | 7,783,000 | 10,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,521,000 | 108,949,000 | 112,010,000 | 114,566,000 |
| Total capital | 118,531,000 | 121,363,000 | 124,753,000 | 127,523,000 |
| Risk-weighted assets | 960,657,000 | 993,046,000 | 1,019,297,000 | 1,035,739,000 |