Call reports 2015
MIDWEST BANK — 2015
What MIDWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 628,208,000 | 636,517,000 | 646,181,000 | 657,959,000 |
| Total loans | 448,526,000 | 462,206,000 | 473,899,000 | 486,115,000 |
| Allowance for loan losses | 6,984,000 | 7,134,000 | 7,248,000 | 7,404,000 |
| Securities available for sale | 118,825,000 | 111,087,000 | 106,932,000 | 102,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,672,000 | 532,147,000 | 535,401,000 | 552,812,000 |
| Interest-bearing deposits | 515,890,000 | 514,995,000 | 518,498,000 | 530,260,000 |
| Noninterest-bearing deposits | 18,782,000 | 17,152,000 | 16,903,000 | 22,552,000 |
| Equity capital | 66,929,000 | 68,206,000 | 70,124,000 | 71,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,251,000 | 12,367,000 | 18,679,000 | 25,091,000 |
| Interest expense | 825,000 | 1,657,000 | 2,504,000 | 3,325,000 |
| Net interest income | 5,426,000 | 10,710,000 | 16,175,000 | 21,766,000 |
| Noninterest income | 838,000 | 1,607,000 | 2,529,000 | 3,470,000 |
| Noninterest expense | 3,604,000 | 7,262,000 | 10,911,000 | 14,659,000 |
| Provision for loan losses | 115,000 | 271,000 | 427,000 | 583,000 |
| Pretax income | 2,677,000 | 4,916,000 | 7,498,000 | 10,126,000 |
| Income tax | 794,000 | 1,447,000 | 2,222,000 | 3,015,000 |
| Net income | 1,883,000 | 3,469,000 | 5,276,000 | 7,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,537,000 | 65,122,000 | 66,929,000 | 68,764,000 |
| Total capital | 69,678,000 | 71,668,000 | 73,728,000 | 75,667,000 |
| Risk-weighted assets | 490,453,000 | 523,093,000 | 543,452,000 | 551,781,000 |