Call report 2025Q4
REGENT BANK — 2025Q4
The 22 measures REGENT BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,971,682,000 | USD | evidence → |
| Total loans | 1,663,701,000 | USD | evidence → |
| Allowance for loan losses | 19,552,000 | USD | evidence → |
| Securities available for sale | 183,627,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,728,339,000 | USD | evidence → |
| Interest-bearing deposits | 1,355,857,000 | USD | evidence → |
| Noninterest-bearing deposits | 372,482,000 | USD | evidence → |
| Equity capital | 196,088,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 122,288,000 | USD | evidence → |
| Interest expense | 49,125,000 | USD | evidence → |
| Net interest income | 73,163,000 | USD | evidence → |
| Noninterest income | 9,498,000 | USD | evidence → |
| Noninterest expense | 50,871,000 | USD | evidence → |
| Provision for loan losses | 5,800,000 | USD | evidence → |
| Pretax income | 25,890,000 | USD | evidence → |
| Income tax | 5,843,000 | USD | evidence → |
| Net income | 20,047,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 196,471,000 | USD | evidence → |
| Total capital | 217,398,000 | USD | evidence → |
| Risk-weighted assets | 1,891,871,000 | USD | evidence → |