Call reports 2024
REGENT BANK — 2024
What REGENT BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,681,316,000 | 1,619,859,000 | 1,708,249,000 | 1,679,821,000 |
| Total loans | 1,259,396,000 | 1,313,074,000 | 1,353,110,000 | 1,380,380,000 |
| Allowance for loan losses | 15,872,000 | 16,422,000 | 17,527,000 | 18,219,000 |
| Securities available for sale | 150,009,000 | 174,578,000 | 174,114,000 | 167,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,488,028,000 | 1,453,987,000 | 1,524,435,000 | 1,506,276,000 |
| Interest-bearing deposits | 1,250,141,000 | 1,221,321,000 | 1,233,406,000 | 1,210,740,000 |
| Noninterest-bearing deposits | 237,887,000 | 232,666,000 | 291,029,000 | 295,536,000 |
| Equity capital | 142,836,000 | 150,766,000 | 155,546,000 | 157,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,880,000 | 53,521,000 | 81,888,000 | 110,028,000 |
| Interest expense | 13,207,000 | 27,259,000 | 40,973,000 | 54,156,000 |
| Net interest income | 12,673,000 | 26,262,000 | 40,915,000 | 55,872,000 |
| Noninterest income | 2,698,000 | 5,752,000 | 8,285,000 | 10,559,000 |
| Noninterest expense | 10,797,000 | 21,005,000 | 32,546,000 | 43,787,000 |
| Provision for loan losses | 1,200,000 | 2,150,000 | 3,983,000 | 5,507,000 |
| Pretax income | 3,374,000 | 8,859,000 | 12,604,000 | 17,094,000 |
| Income tax | 641,000 | 2,002,000 | 2,955,000 | 3,876,000 |
| Net income | 2,733,000 | 6,857,000 | 9,649,000 | 13,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,767,000 | 154,506,000 | 157,283,000 | 161,262,000 |
| Total capital | 163,481,000 | 171,770,000 | 175,720,000 | 180,367,000 |
| Risk-weighted assets | 1,465,507,000 | 1,524,735,000 | 1,527,653,000 | 1,545,999,000 |