Call reports 2022
REGENT BANK — 2022
What REGENT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,063,739,000 | 1,112,871,000 | 1,115,898,000 | 1,225,185,000 |
| Total loans | 878,002,000 | 949,928,000 | 936,496,000 | 1,020,002,000 |
| Allowance for loan losses | 11,074,000 | 11,404,000 | 12,026,000 | 12,636,000 |
| Securities available for sale | 83,879,000 | 91,699,000 | 86,850,000 | 101,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 922,732,000 | 878,724,000 | 968,026,000 | 969,399,000 |
| Interest-bearing deposits | 675,500,000 | 613,039,000 | 698,030,000 | 714,571,000 |
| Noninterest-bearing deposits | 247,232,000 | 265,685,000 | 269,996,000 | 254,828,000 |
| Equity capital | 96,411,000 | 96,719,000 | 96,370,000 | 108,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,479,000 | 21,764,000 | 34,923,000 | 50,030,000 |
| Interest expense | 670,000 | 1,434,000 | 3,487,000 | 6,725,000 |
| Net interest income | 9,809,000 | 20,330,000 | 31,436,000 | 43,305,000 |
| Noninterest income | 2,455,000 | 4,352,000 | 6,221,000 | 7,995,000 |
| Noninterest expense | 7,335,000 | 14,980,000 | 23,198,000 | 31,939,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,200,000 | 1,800,000 |
| Pretax income | 4,629,000 | 9,102,000 | 13,259,000 | 17,561,000 |
| Income tax | 1,183,000 | 2,289,000 | 3,344,000 | 4,066,000 |
| Net income | 3,446,000 | 6,813,000 | 9,915,000 | 13,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,827,000 | 98,937,000 | 102,040,000 | 113,619,000 |
| Total capital | 106,901,000 | 110,341,000 | 114,066,000 | 126,255,000 |
| Risk-weighted assets | 955,848,000 | 1,007,393,000 | 1,007,970,000 | 1,115,169,000 |