Call reports 2021
REGENT BANK — 2021
What REGENT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 873,572,000 | 902,959,000 | 935,046,000 | 964,226,000 |
| Total loans | 745,567,000 | 751,551,000 | 766,334,000 | 817,211,000 |
| Allowance for loan losses | 11,789,000 | 10,795,000 | 11,269,000 | 10,764,000 |
| Securities available for sale | 19,422,000 | 35,867,000 | 41,682,000 | 75,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,971,000 | 798,058,000 | 823,357,000 | 843,402,000 |
| Interest-bearing deposits | 581,443,000 | 583,395,000 | 587,902,000 | 610,336,000 |
| Noninterest-bearing deposits | 179,528,000 | 214,663,000 | 235,455,000 | 233,066,000 |
| Equity capital | 78,787,000 | 81,794,000 | 88,011,000 | 96,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,060,000 | 18,636,000 | 29,383,000 | 40,370,000 |
| Interest expense | 1,100,000 | 1,994,000 | 2,759,000 | 3,464,000 |
| Net interest income | 7,960,000 | 16,642,000 | 26,624,000 | 36,906,000 |
| Noninterest income | 1,284,000 | 3,345,000 | 5,441,000 | 7,156,000 |
| Noninterest expense | 5,672,000 | 11,823,000 | 19,380,000 | 26,935,000 |
| Provision for loan losses | 900,000 | 1,650,000 | 2,100,000 | 1,958,000 |
| Pretax income | 2,672,000 | 6,514,000 | 10,585,000 | 15,169,000 |
| Income tax | 683,000 | 1,638,000 | 2,675,000 | 4,095,000 |
| Net income | 1,989,000 | 4,876,000 | 7,910,000 | 11,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,763,000 | 77,648,000 | 83,988,000 | 92,380,000 |
| Total capital | 83,743,000 | 86,772,000 | 93,801,000 | 103,144,000 |
| Risk-weighted assets | 715,552,000 | 728,227,000 | 783,561,000 | 875,937,000 |