Call reports 2017
REGENT BANK — 2017
What REGENT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 365,429,000 | 389,153,000 | 401,872,000 | 441,916,000 |
| Total loans | 320,227,000 | 332,182,000 | 347,636,000 | 374,572,000 |
| Allowance for loan losses | 3,522,000 | 3,871,000 | 3,993,000 | 3,971,000 |
| Securities available for sale | 12,744,000 | 14,131,000 | 17,020,000 | 17,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,023,000 | 338,055,000 | 355,093,000 | 394,676,000 |
| Interest-bearing deposits | 276,855,000 | 289,509,000 | 310,667,000 | 344,044,000 |
| Noninterest-bearing deposits | 49,168,000 | 48,546,000 | 44,426,000 | 50,632,000 |
| Equity capital | 34,361,000 | 38,214,000 | 39,628,000 | 44,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,976,000 | 8,401,000 | 13,018,000 | 18,011,000 |
| Interest expense | 513,000 | 1,154,000 | 1,886,000 | 2,733,000 |
| Net interest income | 3,463,000 | 7,247,000 | 11,132,000 | 15,278,000 |
| Noninterest income | 212,000 | 558,000 | 773,000 | 1,069,000 |
| Noninterest expense | 2,485,000 | 4,996,000 | 7,596,000 | 10,503,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,325,000 | 1,800,000 |
| Pretax income | 890,000 | 2,109,000 | 2,986,000 | 4,061,000 |
| Income tax | 307,000 | 733,000 | 707,000 | 959,000 |
| Net income | 583,000 | 1,376,000 | 2,279,000 | 3,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,449,000 | 34,243,000 | 35,646,000 | 40,968,000 |
| Total capital | 33,971,000 | 38,114,000 | 39,639,000 | 44,939,000 |
| Risk-weighted assets | 342,247,000 | 356,932,000 | 369,110,000 | 400,082,000 |