Call reports 2014
REGENT BANK — 2014
What REGENT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 206,149,000 | 199,688,000 | 209,394,000 | 209,992,000 |
| Total loans | 162,730,000 | 170,108,000 | 180,229,000 | 183,314,000 |
| Allowance for loan losses | 2,439,000 | 2,367,000 | 2,212,000 | 2,256,000 |
| Securities available for sale | 13,311,000 | 14,453,000 | 14,210,000 | 10,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,194,000 | 171,388,000 | 172,867,000 | 167,020,000 |
| Interest-bearing deposits | 146,332,000 | 148,266,000 | 145,786,000 | 139,927,000 |
| Noninterest-bearing deposits | 31,862,000 | 23,122,000 | 27,081,000 | 27,093,000 |
| Equity capital | 22,165,000 | 22,620,000 | 23,005,000 | 23,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,265,000 | 4,594,000 | 7,069,000 | 9,650,000 |
| Interest expense | 269,000 | 484,000 | 700,000 | 916,000 |
| Net interest income | 1,996,000 | 4,110,000 | 6,369,000 | 8,734,000 |
| Noninterest income | 173,000 | 479,000 | 788,000 | 1,004,000 |
| Noninterest expense | 1,702,000 | 3,470,000 | 5,314,000 | 7,183,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 287,000 | 759,000 | 1,303,000 | 1,827,000 |
| Income tax | 87,000 | 240,000 | 435,000 | 618,000 |
| Net income | 200,000 | 519,000 | 868,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,423,000 | 18,753,000 | 19,118,000 | 19,496,000 |
| Total capital | 20,448,000 | 20,829,000 | 21,294,000 | 21,710,000 |
| Risk-weighted assets | 161,614,000 | 165,767,000 | 174,001,000 | 177,615,000 |
Machine access — free, no API key
Every figure shown here about REGENT BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.