Call reports 2006
REGENT BANK — 2006
What REGENT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,537,000 | 83,362,000 | 82,237,000 | 81,427,000 |
| Total loans | 46,692,000 | 50,884,000 | 47,698,000 | 45,465,000 |
| Allowance for loan losses | 395,000 | 393,000 | 418,000 | 454,000 |
| Securities available for sale | 23,393,000 | 22,975,000 | 25,887,000 | 27,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,053,000 | 61,558,000 | 59,367,000 | 60,619,000 |
| Interest-bearing deposits | 54,816,000 | 56,673,000 | 54,191,000 | 55,325,000 |
| Noninterest-bearing deposits | 5,237,000 | 4,885,000 | 5,176,000 | 5,294,000 |
| Equity capital | 7,070,000 | 6,853,000 | 7,473,000 | 7,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,749,000 | 4,159,000 | 5,759,000 |
| Interest expense | 571,000 | 1,187,000 | 1,862,000 | 2,547,000 |
| Net interest income | 723,000 | 1,562,000 | 2,297,000 | 3,212,000 |
| Noninterest income | 162,000 | 332,000 | 500,000 | 660,000 |
| Noninterest expense | 809,000 | 1,621,000 | 2,376,000 | 3,165,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 46,000 | 213,000 | 331,000 | 587,000 |
| Income tax | 7,000 | 61,000 | 96,000 | 191,000 |
| Net income | 39,000 | 152,000 | 235,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,071,000 | 7,505,000 | 7,625,000 | 7,858,000 |
| Total capital | 7,466,000 | 7,898,000 | 8,043,000 | 8,312,000 |
| Risk-weighted assets | 43,962,000 | 47,026,000 | 45,335,000 | 43,561,000 |
Machine access — free, no API key
Every figure shown here about REGENT BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.