Call reports 2025
PEOPLES SAVINGS BANK, THE — 2025
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 66,564,000 | 70,718,000 | 67,800,000 | 67,808,000 |
| Total loans | 34,195,000 | 33,641,000 | 33,780,000 | 34,310,000 |
| Allowance for loan losses | 460,000 | 466,000 | 473,000 | 480,000 |
| Securities available for sale | 24,849,000 | 24,433,000 | 25,312,000 | 26,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,962,000 | 62,991,000 | 59,574,000 | 59,515,000 |
| Interest-bearing deposits | 44,953,000 | 48,929,000 | 45,748,000 | 45,151,000 |
| Noninterest-bearing deposits | 14,009,000 | 14,062,000 | 13,826,000 | 14,364,000 |
| Equity capital | 7,507,000 | 7,614,000 | 8,099,000 | 8,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,398,000 | 2,150,000 | 2,890,000 |
| Interest expense | 100,000 | 207,000 | 321,000 | 436,000 |
| Net interest income | 579,000 | 1,191,000 | 1,829,000 | 2,454,000 |
| Noninterest income | 55,000 | 112,000 | 174,000 | 232,000 |
| Noninterest expense | 463,000 | 944,000 | 1,440,000 | 1,914,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 165,000 | 347,000 | 545,000 | 748,000 |
| Income tax | 33,000 | 70,000 | 110,000 | 151,000 |
| Net income | 132,000 | 277,000 | 435,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,112,000 | 9,143,000 | 9,300,000 | 9,324,000 |