Call reports 2024
PEOPLES SAVINGS BANK, THE — 2024
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 65,887,000 | 64,992,000 | 65,070,000 | 65,564,000 |
| Total loans | 31,926,000 | 32,119,000 | 32,627,000 | 33,146,000 |
| Allowance for loan losses | 435,000 | 442,000 | 446,000 | 453,000 |
| Securities available for sale | 26,296,000 | 26,296,000 | 26,932,000 | 25,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,408,000 | 58,351,000 | 57,593,000 | 58,525,000 |
| Interest-bearing deposits | 45,545,000 | 44,818,000 | 44,353,000 | 44,398,000 |
| Noninterest-bearing deposits | 13,863,000 | 13,533,000 | 13,240,000 | 14,127,000 |
| Equity capital | 6,337,000 | 6,527,000 | 7,333,000 | 6,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,293,000 | 1,952,000 | 2,620,000 |
| Interest expense | 80,000 | 172,000 | 264,000 | 355,000 |
| Net interest income | 559,000 | 1,121,000 | 1,688,000 | 2,265,000 |
| Noninterest income | 57,000 | 118,000 | 181,000 | 239,000 |
| Noninterest expense | 444,000 | 884,000 | 1,348,000 | 1,795,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 146,000 | 323,000 | 483,000 | 665,000 |
| Income tax | 29,000 | 66,000 | 99,000 | 125,000 |
| Net income | 117,000 | 257,000 | 384,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,785,000 | 8,811,000 | 8,938,000 | 8,980,000 |