Call reports 2023
PEOPLES SAVINGS BANK, THE — 2023
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 67,873,000 | 66,376,000 | 65,352,000 | 67,431,000 |
| Total loans | 28,753,000 | 29,540,000 | 30,484,000 | 31,331,000 |
| Allowance for loan losses | 431,000 | 436,000 | 442,000 | 447,000 |
| Securities available for sale | 32,460,000 | 31,703,000 | 29,256,000 | 29,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,782,000 | 60,620,000 | 59,681,000 | 60,982,000 |
| Interest-bearing deposits | 46,173,000 | 45,936,000 | 45,701,000 | 46,662,000 |
| Noninterest-bearing deposits | 15,609,000 | 14,684,000 | 13,980,000 | 14,320,000 |
| Equity capital | 5,999,000 | 5,639,000 | 5,506,000 | 6,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,126,000 | 1,727,000 | 2,344,000 |
| Interest expense | 15,000 | 46,000 | 88,000 | 148,000 |
| Net interest income | 530,000 | 1,080,000 | 1,639,000 | 2,196,000 |
| Noninterest income | 57,000 | 115,000 | 176,000 | 232,000 |
| Noninterest expense | 426,000 | 858,000 | 1,299,000 | 1,747,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 139,000 | 311,000 | 459,000 | 620,000 |
| Income tax | 25,000 | 57,000 | 85,000 | 116,000 |
| Net income | 114,000 | 254,000 | 374,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,507,000 | 8,533,000 | 8,653,000 | 8,668,000 |