Call reports 2022
PEOPLES SAVINGS BANK, THE — 2022
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 67,712,000 | 67,958,000 | 68,034,000 | 67,915,000 |
| Total loans | 26,424,000 | 26,053,000 | 27,455,000 | 27,805,000 |
| Allowance for loan losses | 410,000 | 415,000 | 421,000 | 427,000 |
| Securities available for sale | 33,459,000 | 33,684,000 | 34,128,000 | 33,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,909,000 | 62,099,000 | 62,547,000 | 62,460,000 |
| Interest-bearing deposits | 45,997,000 | 46,276,000 | 46,939,000 | 46,994,000 |
| Noninterest-bearing deposits | 14,912,000 | 15,823,000 | 15,608,000 | 15,466,000 |
| Equity capital | 6,725,000 | 5,770,000 | 5,344,000 | 5,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 954,000 | 1,471,000 | 2,011,000 |
| Interest expense | 14,000 | 28,000 | 41,000 | 54,000 |
| Net interest income | 452,000 | 926,000 | 1,430,000 | 1,957,000 |
| Noninterest income | 51,000 | 107,000 | 168,000 | 223,000 |
| Noninterest expense | 455,000 | 873,000 | 1,318,000 | 1,740,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 43,000 | 151,000 | 266,000 | 422,000 |
| Income tax | 5,000 | 24,000 | 44,000 | 72,000 |
| Net income | 38,000 | 127,000 | 222,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,195,000 | 8,170,000 | 8,265,000 | 8,393,000 |