Call reports 2021
PEOPLES SAVINGS BANK, THE — 2021
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 64,629,000 | 66,580,000 | 68,097,000 | 68,567,000 |
| Total loans | 24,613,000 | 25,037,000 | 26,230,000 | 26,628,000 |
| Allowance for loan losses | 387,000 | 392,000 | 399,000 | 404,000 |
| Securities available for sale | 32,137,000 | 34,682,000 | 34,440,000 | 35,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,080,000 | 57,961,000 | 59,410,000 | 60,218,000 |
| Interest-bearing deposits | 42,919,000 | 44,337,000 | 45,954,000 | 46,016,000 |
| Noninterest-bearing deposits | 13,161,000 | 13,624,000 | 13,456,000 | 14,202,000 |
| Equity capital | 8,244,000 | 8,284,000 | 8,319,000 | 8,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 984,000 | 1,469,000 | 1,945,000 |
| Interest expense | 15,000 | 30,000 | 44,000 | 58,000 |
| Net interest income | 485,000 | 954,000 | 1,425,000 | 1,887,000 |
| Noninterest income | 51,000 | 99,000 | 156,000 | 208,000 |
| Noninterest expense | 438,000 | 892,000 | 1,328,000 | 1,757,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 93,000 | 179,000 | 266,000 | 347,000 |
| Income tax | 14,000 | 27,000 | 39,000 | 52,000 |
| Net income | 79,000 | 152,000 | 227,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,942,000 | 8,014,000 | 8,090,000 | 8,157,000 |