Call reports 2020
PEOPLES SAVINGS BANK, THE — 2020
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 62,257,000 | 65,519,000 | 66,463,000 | 65,537,000 |
| Total loans | 23,121,000 | 23,923,000 | 24,386,000 | 24,562,000 |
| Allowance for loan losses | 366,000 | 371,000 | 377,000 | 381,000 |
| Securities available for sale | 29,728,000 | 32,247,000 | 34,685,000 | 33,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,431,000 | 56,639,000 | 57,416,000 | 56,594,000 |
| Interest-bearing deposits | 41,739,000 | 43,614,000 | 44,294,000 | 43,389,000 |
| Noninterest-bearing deposits | 11,692,000 | 13,025,000 | 13,122,000 | 13,205,000 |
| Equity capital | 8,263,000 | 8,338,000 | 8,466,000 | 8,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,074,000 | 1,607,000 | 2,119,000 |
| Interest expense | 18,000 | 36,000 | 52,000 | 68,000 |
| Net interest income | 528,000 | 1,038,000 | 1,555,000 | 2,051,000 |
| Noninterest income | 44,000 | 87,000 | 141,000 | 185,000 |
| Noninterest expense | 440,000 | 882,000 | 1,338,000 | 1,792,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 127,000 | 234,000 | 344,000 | 457,000 |
| Income tax | 20,000 | 36,000 | 53,000 | 71,000 |
| Net income | 107,000 | 198,000 | 291,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,583,000 | 7,674,000 | 7,767,000 | 7,863,000 |