Call reports 2019
PEOPLES SAVINGS BANK, THE — 2019
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 62,924,000 | 62,385,000 | 63,420,000 | 61,984,000 |
| Total loans | 24,224,000 | 23,667,000 | 24,030,000 | 24,087,000 |
| Allowance for loan losses | 389,000 | 395,000 | 417,000 | 397,000 |
| Securities available for sale | 30,376,000 | 30,433,000 | 32,052,000 | 31,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,080,000 | 54,007,000 | 54,763,000 | 53,939,000 |
| Interest-bearing deposits | 43,380,000 | 42,954,000 | 43,019,000 | 42,288,000 |
| Noninterest-bearing deposits | 11,700,000 | 11,053,000 | 11,744,000 | 11,651,000 |
| Equity capital | 7,615,000 | 7,996,000 | 8,207,000 | 7,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,180,000 | 1,775,000 | 2,369,000 |
| Interest expense | 20,000 | 38,000 | 57,000 | 74,000 |
| Net interest income | 580,000 | 1,142,000 | 1,718,000 | 2,295,000 |
| Noninterest income | 43,000 | 91,000 | 142,000 | 187,000 |
| Noninterest expense | 434,000 | 870,000 | 1,315,000 | 1,740,000 |
| Provision for loan losses | 5,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | 182,000 | 356,000 | 534,000 | 737,000 |
| Income tax | 28,000 | 56,000 | 85,000 | 120,000 |
| Net income | 154,000 | 300,000 | 449,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,564,000 | 7,709,000 | 7,858,000 | 7,477,000 |
| Total capital | 7,846,000 | 7,999,000 | 8,131,000 | 7,746,000 |
| Risk-weighted assets | 22,420,000 | 23,115,000 | 21,673,000 | 21,376,000 |