Call reports 2018
PEOPLES SAVINGS BANK, THE — 2018
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 59,771,000 | 62,536,000 | 63,176,000 | 64,863,000 |
| Total loans | 24,426,000 | 25,182,000 | 25,184,000 | 25,130,000 |
| Allowance for loan losses | 419,000 | 417,000 | 388,000 | 401,000 |
| Securities available for sale | 26,526,000 | 27,236,000 | 29,407,000 | 30,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,895,000 | 55,537,000 | 56,079,000 | 57,473,000 |
| Interest-bearing deposits | 42,737,000 | 43,970,000 | 44,612,000 | 45,776,000 |
| Noninterest-bearing deposits | 10,158,000 | 11,567,000 | 11,467,000 | 11,697,000 |
| Equity capital | 6,799,000 | 6,900,000 | 6,951,000 | 7,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,072,000 | 1,649,000 | 2,233,000 |
| Interest expense | 20,000 | 39,000 | 58,000 | 78,000 |
| Net interest income | 506,000 | 1,033,000 | 1,591,000 | 2,155,000 |
| Noninterest income | 48,000 | 106,000 | 157,000 | 205,000 |
| Noninterest expense | 429,000 | 839,000 | 1,261,000 | 1,683,000 |
| Provision for loan losses | 4,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 121,000 | 291,000 | 473,000 | 659,000 |
| Income tax | 13,000 | 37,000 | 64,000 | 92,000 |
| Net income | 108,000 | 254,000 | 409,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,950,000 | 7,096,000 | 7,251,000 | 7,174,000 |
| Total capital | 7,248,000 | 7,383,000 | 7,540,000 | 7,464,000 |
| Risk-weighted assets | 23,732,000 | 22,842,000 | 22,990,000 | 23,074,000 |