Call reports 2017
PEOPLES SAVINGS BANK, THE — 2017
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 61,043,000 | 60,265,000 | 60,000,000 | 59,802,000 |
| Total loans | 25,151,000 | 24,627,000 | 24,624,000 | 24,860,000 |
| Allowance for loan losses | 407,000 | 401,000 | 405,000 | 414,000 |
| Securities available for sale | 25,743,000 | 26,513,000 | 27,347,000 | 26,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,531,000 | 52,722,000 | 52,330,000 | 52,359,000 |
| Interest-bearing deposits | 43,576,000 | 42,894,000 | 42,266,000 | 42,023,000 |
| Noninterest-bearing deposits | 9,955,000 | 9,828,000 | 10,064,000 | 10,336,000 |
| Equity capital | 7,333,000 | 7,314,000 | 7,420,000 | 7,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,073,000 | 1,623,000 | 2,154,000 |
| Interest expense | 26,000 | 50,000 | 73,000 | 94,000 |
| Net interest income | 511,000 | 1,023,000 | 1,550,000 | 2,060,000 |
| Noninterest income | 47,000 | 92,000 | 154,000 | 201,000 |
| Noninterest expense | 400,000 | 818,000 | 1,217,000 | 1,630,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 150,000 | 282,000 | 464,000 | 614,000 |
| Income tax | 29,000 | 52,000 | 93,000 | 115,000 |
| Net income | 121,000 | 230,000 | 371,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,189,000 | 7,073,000 | 7,215,000 | 7,342,000 |
| Total capital | 7,492,000 | 7,367,000 | 7,474,000 | 7,641,000 |
| Risk-weighted assets | 24,119,000 | 23,425,000 | 20,552,000 | 23,776,000 |