Call reports 2016
PEOPLES SAVINGS BANK, THE — 2016
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 60,465,000 | 60,850,000 | 59,808,000 | 60,426,000 |
| Total loans | 24,818,000 | 24,985,000 | 24,910,000 | 25,443,000 |
| Allowance for loan losses | 456,000 | 429,000 | 451,000 | 449,000 |
| Securities available for sale | 27,749,000 | 27,331,000 | 26,689,000 | 25,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,945,000 | 53,092,000 | 51,885,000 | 53,247,000 |
| Interest-bearing deposits | 43,450,000 | 47,646,000 | 43,082,000 | 44,555,000 |
| Noninterest-bearing deposits | 9,495,000 | 5,446,000 | 8,803,000 | 8,692,000 |
| Equity capital | 7,257,000 | 7,453,000 | 7,587,000 | 7,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,103,000 | 1,656,000 | 2,202,000 |
| Interest expense | 32,000 | 61,000 | 90,000 | 119,000 |
| Net interest income | 525,000 | 1,042,000 | 1,566,000 | 2,083,000 |
| Noninterest income | 49,000 | 89,000 | 142,000 | 186,000 |
| Noninterest expense | 418,000 | 828,000 | 1,234,000 | 1,625,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 154,000 | 300,000 | 473,000 | 639,000 |
| Income tax | 29,000 | 55,000 | 92,000 | 126,000 |
| Net income | 125,000 | 245,000 | 381,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,880,000 | 7,000,000 | 7,136,000 | 7,068,000 |
| Total capital | 7,158,000 | 7,286,000 | 7,428,000 | 7,367,000 |
| Risk-weighted assets | 22,087,000 | 22,772,000 | 23,212,000 | 23,771,000 |