Call reports 2015
PEOPLES SAVINGS BANK, THE — 2015
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 69,234,000 | 63,114,000 | 62,454,000 | 61,263,000 |
| Total loans | 24,649,000 | 25,002,000 | 25,204,000 | 25,003,000 |
| Allowance for loan losses | 435,000 | 443,000 | 444,000 | 447,000 |
| Securities available for sale | 30,689,000 | 29,308,000 | 30,108,000 | 29,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,250,000 | 56,392,000 | 55,331,000 | 54,131,000 |
| Interest-bearing deposits | 51,928,000 | 47,003,000 | 45,108,000 | 44,500,000 |
| Noninterest-bearing deposits | 10,322,000 | 9,389,000 | 10,223,000 | 9,631,000 |
| Equity capital | 6,654,000 | 6,541,000 | 6,860,000 | 6,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,160,000 | 1,745,000 | 2,331,000 |
| Interest expense | 39,000 | 76,000 | 111,000 | 144,000 |
| Net interest income | 534,000 | 1,084,000 | 1,634,000 | 2,187,000 |
| Noninterest income | 39,000 | 79,000 | 120,000 | 159,000 |
| Noninterest expense | 402,000 | 784,000 | 1,172,000 | 1,585,000 |
| Provision for loan losses | 4,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | 167,000 | 420,000 | 618,000 | 793,000 |
| Income tax | 34,000 | 97,000 | 142,000 | 178,000 |
| Net income | 133,000 | 323,000 | 476,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,273,000 | 6,423,000 | 6,489,000 | 6,755,000 |
| Total capital | 6,645,000 | 6,766,000 | 6,779,000 | 7,043,000 |
| Risk-weighted assets | 29,680,000 | 27,319,000 | 23,080,000 | 22,915,000 |