Call reports 2012
PEOPLES SAVINGS BANK, THE — 2012
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,521,000 | 48,717,000 | 51,281,000 | 51,810,000 |
| Total loans | 29,170,000 | 29,023,000 | 29,106,000 | 29,763,000 |
| Allowance for loan losses | 444,000 | 429,000 | 435,000 | 431,000 |
| Securities available for sale | 15,864,000 | 16,043,000 | 19,376,000 | 18,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,506,000 | 42,509,000 | 43,542,000 | 45,482,000 |
| Interest-bearing deposits | 35,363,000 | 36,327,000 | 37,121,000 | 37,241,000 |
| Noninterest-bearing deposits | 6,143,000 | 6,182,000 | 6,421,000 | 8,241,000 |
| Equity capital | 5,874,000 | 6,039,000 | 6,154,000 | 5,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,178,000 | 1,794,000 | 2,409,000 |
| Interest expense | 82,000 | 163,000 | 238,000 | 303,000 |
| Net interest income | 512,000 | 1,015,000 | 1,556,000 | 2,106,000 |
| Noninterest income | 37,000 | 71,000 | 115,000 | 146,000 |
| Noninterest expense | 434,000 | 858,000 | 1,280,000 | 1,710,000 |
| Provision for loan losses | 27,000 | 48,000 | 52,000 | 57,000 |
| Pretax income | 88,000 | 180,000 | 339,000 | 542,000 |
| Income tax | 13,000 | 32,000 | 68,000 | 119,000 |
| Net income | 75,000 | 148,000 | 271,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,715,000 | 5,788,000 | 5,911,000 | 5,563,000 |
| Total capital | 6,063,000 | 6,139,000 | 6,275,000 | 5,930,000 |
| Risk-weighted assets | 27,763,000 | 28,006,000 | 29,079,000 | 29,257,000 |