Call reports 2011
PEOPLES SAVINGS BANK, THE — 2011
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 44,265,000 | 45,394,000 | 45,493,000 | 49,776,000 |
| Total loans | 28,858,000 | 29,191,000 | 29,749,000 | 29,565,000 |
| Allowance for loan losses | 223,000 | 237,000 | 294,000 | 342,000 |
| Securities available for sale | 12,441,000 | 12,997,000 | 11,246,000 | 16,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,194,000 | 39,304,000 | 39,073,000 | 43,727,000 |
| Interest-bearing deposits | 32,375,000 | 32,937,000 | 33,202,000 | 35,237,000 |
| Noninterest-bearing deposits | 5,819,000 | 6,367,000 | 5,871,000 | 8,490,000 |
| Equity capital | 5,333,000 | 5,590,000 | 5,806,000 | 5,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,226,000 | 1,855,000 | 2,468,000 |
| Interest expense | 120,000 | 235,000 | 346,000 | 466,000 |
| Net interest income | 489,000 | 991,000 | 1,509,000 | 2,002,000 |
| Noninterest income | 31,000 | 69,000 | 114,000 | 151,000 |
| Noninterest expense | 434,000 | 854,000 | 1,262,000 | 1,675,000 |
| Provision for loan losses | 16,000 | 36,000 | 111,000 | 232,000 |
| Pretax income | 76,000 | 179,000 | 321,000 | 374,000 |
| Income tax | 15,000 | 41,000 | 82,000 | 89,000 |
| Net income | 61,000 | 138,000 | 239,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,415,000 | 5,493,000 | 5,595,000 | 5,640,000 |
| Total capital | 5,638,000 | 5,730,000 | 5,889,000 | 5,982,000 |
| Risk-weighted assets | 26,873,000 | 26,933,000 | 26,789,000 | 28,469,000 |