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Call reports 2007

PEOPLES SAVINGS BANK, THE — 2007

What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/056214f3-8bbf-43cd-9da6-42c13efe753b/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets37,884,00038,694,00039,090,00039,650,000
Total loans21,838,00022,236,00021,952,00022,012,000
Allowance for loan losses419,000420,000387,000330,000
Securities available for sale11,607,00013,248,00013,635,00012,540,000
Securities held to maturity0000
Trading assets0000
Total deposits32,979,00033,675,00033,814,00034,651,000
Interest-bearing deposits28,505,00029,142,00028,590,00029,623,000
Noninterest-bearing deposits4,474,0004,533,0005,224,0005,028,000
Equity capital4,799,0004,881,0005,107,0004,928,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income614,0001,270,0001,936,0002,593,000
Interest expense178,000364,000556,000745,000
Net interest income436,000906,0001,380,0001,848,000
Noninterest income17,000186,000205,000221,000
Noninterest expense316,000643,000959,0001,314,000
Provision for loan losses0000
Pretax income137,000449,000626,000755,000
Income tax38,000135,000186,000175,000
Net income99,000314,000440,000580,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital4,862,0005,077,0005,203,0004,943,000
Total capital5,145,0005,365,0005,488,0005,226,000
Risk-weighted assets22,497,00022,870,00022,698,00022,607,000

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