Call reports 2004
PEOPLES SAVINGS BANK, THE — 2004
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,639,000 | 37,179,000 | 37,665,000 | 37,542,000 |
| Total loans | 23,634,000 | 23,289,000 | 22,769,000 | 22,866,000 |
| Allowance for loan losses | 541,000 | 542,000 | 554,000 | 556,000 |
| Securities available for sale | 10,319,000 | 10,129,000 | 11,134,000 | 11,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,804,000 | 32,490,000 | 32,663,000 | 32,680,000 |
| Interest-bearing deposits | 29,005,000 | 29,369,000 | 29,412,000 | 29,104,000 |
| Noninterest-bearing deposits | 2,799,000 | 3,121,000 | 3,251,000 | 3,576,000 |
| Equity capital | 4,784,000 | 4,624,000 | 4,911,000 | 4,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,143,000 | 1,728,000 | 2,315,000 |
| Interest expense | 148,000 | 293,000 | 438,000 | 585,000 |
| Net interest income | 422,000 | 850,000 | 1,290,000 | 1,730,000 |
| Noninterest income | 23,000 | 45,000 | 80,000 | 98,000 |
| Noninterest expense | 308,000 | 597,000 | 890,000 | 1,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 306,000 | 488,000 | 604,000 |
| Income tax | 39,000 | 85,000 | 137,000 | 168,000 |
| Net income | 106,000 | 221,000 | 351,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,725,000 | 4,726,000 | 4,856,000 | 4,827,000 |
| Total capital | 5,018,000 | 5,025,000 | 5,151,000 | 5,122,000 |
| Risk-weighted assets | 23,224,000 | 23,653,000 | 23,328,000 | 23,324,000 |
Machine access — free, no API key
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