Call reports 2024
RED ROCK BANK — 2024
What RED ROCK BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 47,044,000 | 46,435,000 | 42,592,000 |
| Total loans | 24,444,000 | 24,839,000 | 23,146,000 |
| Allowance for loan losses | 295,000 | 317,000 | 253,000 |
| Securities available for sale | 12,757,000 | 12,778,000 | 12,598,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 42,194,000 | 41,412,000 | 37,654,000 |
| Interest-bearing deposits | 32,555,000 | 32,851,000 | 28,289,000 |
| Noninterest-bearing deposits | 9,639,000 | 8,561,000 | 9,365,000 |
| Equity capital | 4,669,000 | 4,777,000 | 4,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 515,000 | 1,020,000 | 1,463,000 |
| Interest expense | 142,000 | 304,000 | 465,000 |
| Net interest income | 373,000 | 716,000 | 998,000 |
| Noninterest income | 24,000 | 53,000 | 77,000 |
| Noninterest expense | 258,000 | 504,000 | 1,104,000 |
| Provision for loan losses | 0 | 22,000 | 322,000 |
| Pretax income | 139,000 | 243,000 | -351,000 |
| Income tax | 38,000 | 67,000 | -101,000 |
| Net income | 101,000 | 176,000 | -250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 4,090,000 | 4,166,000 | 3,738,000 |
| Total capital | 4,385,000 | 4,483,000 | 3,991,000 |
| Risk-weighted assets | 26,059,000 | 26,512,000 | 23,036,000 |