Call reports 2023
RED ROCK BANK — 2023
What RED ROCK BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 45,455,000 | 44,761,000 | 46,962,000 | 53,357,000 |
| Total loans | 23,267,000 | 23,787,000 | 24,547,000 | 25,589,000 |
| Allowance for loan losses | 296,000 | 296,000 | 295,000 | 295,000 |
| Securities available for sale | 14,472,000 | 14,227,000 | 13,553,000 | 13,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,686,000 | 40,035,000 | 42,225,000 | 48,538,000 |
| Interest-bearing deposits | 30,194,000 | 28,892,000 | 30,297,000 | 33,433,000 |
| Noninterest-bearing deposits | 10,492,000 | 11,143,000 | 11,928,000 | 15,105,000 |
| Equity capital | 4,619,000 | 4,526,000 | 4,494,000 | 4,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 786,000 | 1,222,000 | 1,712,000 |
| Interest expense | 46,000 | 121,000 | 204,000 | 305,000 |
| Net interest income | 342,000 | 665,000 | 1,018,000 | 1,407,000 |
| Noninterest income | 24,000 | 48,000 | 71,000 | 93,000 |
| Noninterest expense | 267,000 | 528,000 | 808,000 | 1,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 185,000 | 281,000 | 449,000 |
| Income tax | 28,000 | 53,000 | 80,000 | 126,000 |
| Net income | 71,000 | 132,000 | 201,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,028,000 | 4,091,000 | 4,161,000 | 4,070,000 |
| Total capital | — | — | — | 4,365,000 |
| Risk-weighted assets | — | — | — | 26,059,000 |